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Easier said than done as a business owner, wife and mother of two children, ages 1 and 5. Late nights and early mornings. Oh sleep, where have you gone? Nonetheless, it's a motto I strive to live by.

So what's the payoff? My goal is to build Onyx Group into a multimillion-dollar operation, all the while gaining financial freedom and maintaining a flexible lifestyle. If I need to bring my children to the office with me, I can. I'll never miss daytime school events and as they get older, I'll be able to change my schedule to be home for them when school's out.

Every month I make two payments for their prepaid college fund because I want to ensure that college will always be an option for them. But with the wealth that I accumulate from being a business owner, it is nice to...